Arizona Life Insurance

Free Quotes On Arizona Life Insurance





Arizona Life Insurance

Your Zip Code:
Are you Currently Insured?

Yes No
Save on insurance!
Your information is secure!

Posts Tagged Smokers

Latest Life Insurance For Smokers News

Feb 22

Posted by admin in Uncategorized | Comments off

Death on Strike
Life insurance for smokers
Image by CarbonNYC
Wow. Unironic advertising for life insurance on a matchbook. Matchbooks being used, predominantly, by smokers.
Very twisted.

PEBB OKs smokers' costlier life insurance
State employees who use tobacco will pay much more for optional life insurance in 2013, according to a change approved by the Public Employees' Benefit Board. The Standard Insurance Co. will offer different rates for smokers and nonsmokers next year, …
Read more on Statesman Journal

PEBB OKs smokers' costlier life insurance
9:00 pm Under new PEBB rules, smokers will pay more for optional life insurance starting in 2013. State employees who use tobacco will pay much more for optional life insurance in 2013, according to a change approved by the Public Employees' Benefit …
Read more on Statesman Journal

Bharti AXA iProtect—Online term life insurance hits a new price bottom
ICICI Pru Life has one and now Bharti AXA Life has used same product name. The premium is cheapest which means that price war is still hot. It is a good deal for non-smokers, but little expensive for smokers The Insurance Regulatory and Development …
Read more on Moneylife Personal Finance site and magazine

Tags: , , , ,

Smokers Spend More on Life Insurance

Feb 15

Posted by admin in Uncategorized | Comments off

Smokers spend more in their Life Insurance compared to those who are non-smokers. This is because smokers are charged with Smoker Premiums due to their elevated possibility of having certain illnesses, like Cancer. Nevertheless, if you have been a non-smoker for at least one year, then you may have a chance of getting rid of smoker premiums for the rest of your life. Grab the chance to spend less on your life insurance. For more details, contact us NOW!

Tags: , , , , , ,

Should Insurance Companies Charge More for Smokers? Will Insurance Companies Motivate Smokers Quit? Dr. Carol Francis Offers Tools.

Feb 10

Posted by admin in Uncategorized | Comments off


Los Angeles, CA (PRWEB) December 04, 2011

No one wants to die from cancer. Yet, one of the leading causes of death from cancer, smoking, is well within people’s abilities to stop. “Research is clear, people can take charge of their life and reduce the likelihood that they will suffer from cancer, heart disease, pulmonary disorders or other disorders by merely stopping their habit of smoking,” explains Psychologist Dr. Carol Francis.

Insurance companies which are now proposing to increase the cost of coverage for smokers may motivate more individuals to stop their habit of reaching for their cigarettes thoughout their day. WalMart is one company spearheading this attempt to charge employees who smoke more for their insurance coverage. Whether medical insurance should do this or not is not as relevant as whether individuals can take charge of their health and stop smoking.

Dr. Carol Francis, author of “KISS Away Those Cigarettes” also has offered video assistance which allows people who want to stop smoking to use their ability to be hypnotized to motivate them to quit smoking now.

“Our minds are powerful enough to make us embrace habits that are bad for our health. Our minds are also powerful enough to help us embrace those patterns that will make it easier for our bodies to be healthy and live longer,” explains Dr. Carol Francis.

Are insurance companies providing those tools which will help smokers become free of their physical and emotional addictions? Likely they should. Smokers can not blame insurance companies however.

For over 6 years, smokers all over the world have quit by using Dr. Carol Francis’ videos posted on YouTube. “These videos help some to quit immediately and other’s to begin to stop smoking by gradually reducing their attachment to the physical and emotional reasons to smoke. My goal is to help, freely and easily. We all need to invest in the health of each other without judgement and with practical tools. Perhaps insurance companies charging more for smoking will help smokers reach out for helpful tools, such as my book and videos. I wish the insurance companies would provide such tools, but at least these are available to help smokers be able to change their life and improve their health status.”

Dr. Carol Francis, as a Clinical Psychologist and Hypnotherapist, has been helping individuals harness their powers to live life in a state of health for over 32 years.

DrCarolFrancis.com, BodyMindSculpting.com, YouTube.com/DrCarolFrancis

###





Find More Life Insurance For Smokers Press Releases

Tags: , , , , , , , , , , ,

Life Insurance for Smokers: What Should I Consider?

Jan 29

Posted by admin in Arizona Life Insurance | 1 Comment

Life Insurance for Smokers: What Should I Consider?

freelifeinsurancequotesonline.org Life insurance for smokers can be a very time-consuming task to look for and buy, especially if you consume tobacco products on a regular basis. However, do not leave here dismayed, because even if you have (or still) consumed any tobacco products, you can…
Video Rating: 0 / 5

In the video Jack Bendahan 416-995-8705 at jack@lifeman.ca The Lifeman your Toronto and Canada Life Insurance Broker reveals some interesting info for smokers. If you were a non smoker before and became a smoker years later. The earlier non smoker policy you took out will remain as a non smoker. People have fears about this. They want to up there life insurance but because there smoking status has changed they worry that there old policy will be affected. This is wrong if the status of the old policy will stay the same. Jack Bendahan your Toronto Life insurance quotes expert reveals why, and how he proves it will stay at the same non smoker level rate.
Video Rating: 0 / 5

Tags: , , , ,

Life Insurance For Smokers And How To Get The Lowest Rate

Aug 28

Posted by admin in Arizona Life Insurance | Comments off

Some life insurance companies are stricter than others when it comes to tobacco use. I’ll cover that in a moment. First, let’s take a look why most insurers charge higher rates for smokers.

Smoking related deaths are the most preventable. There are hundreds of thousands of people that die, each year from smoking related diseases. Lung disease is the most common form of cancer in the United States. Smoking is the leading cause of lung cancer.

If you don’t die from smoking, you are tremendous risk for developing lung disease. This can come in the form of chronic bronchitis, adult onset asthma, emphazema and COPD (Chronic Obstructive Pulmonary Disease). Smoking also causes heart disease and hardening of the arteries. The tar and nicotine in cigarette smoke raises blood cholesterol and causes your blood to be sticky, forming clots.

This is the very reason that most insurance companies charge very high rates for people that smoke and the absolute best thing that you can do for yourself, your wallet and your family, is to quit. Who cares if you have to buy three different nicotine replacement products to use. Do whatever it takes to save your health and your life.

If you just won’t quit and want to save money on life insurance, there are some companies that don’t take smoking into consideration in the underwriting process. Some companies will rate a user of smokeless tobacco as a nonsmoker. It varies by company and the way to find the company that will offer you the lowest rate, based on your current health and smoking, is to use an online quote comparison website.

Note: Most companies require you to have quit for 12 months to be rated as a nonsmoker.

http://www.LifeInsurance4All.com/ is a free tool that you can use to compare life insurance quotes and policies for everyone, including those that smoke or use tobacco.

Christy Love is a Platinum Level Expert Author at ezinearticles.com.

Article Source: http://EzineArticles.com/?expert=Christy_Love

LifeInsurance4All.com is a free tool that allows you to check life insurance quotes without having to apply. Compare policy differences side by side and make a well-informed decision by comparing life insurance quotes online.

Article from articlesbase.com

Tags: , , , ,