Typically an occasional celebratory cigar user 1-2 per month can still qualify for preferred rates. Tobacco usage has always been a risk factor in the underwriting of life insurance. However, based on current information, the true occasional cigar smoker has shown little if any true excess mortality.
Posts Tagged Life Insurance
Smoking Affecting Rates.
Jun 17
Comparing Life Insurance
Jun 10
The best way to cash in on the cheapest prices for your life insurance is to comparison shop for a policy through an insurance comparison website. By filling out a simple form, you’ll receive quotes from several A-rated insurance companies.
Over 50 Life Insurance
May 31
In most cases the policies now available to the over 50′s will cover the applicant fully and in the event of their death a lump sum will then be paid to their family. However, this sum will only be paid if a person dies during the term of the policy and not after it has ended.