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Posts Tagged Health

Health Advocate, Inc. Selected By Highmark Inc. To Offer New Advocacy Service

Plymouth Meeting, PA (PRWEB) February 03, 2012

Health Advocate, Inc., the nations leading healthcare assistance and advocacy company, has been selected by Highmark Inc., an independent licensee of the Blue Cross Blue Shield Association based in Pittsburgh, to provide services for Highmarks myCare Navigator. myCare Navigator allows members to call a Personal Care Advocate 24 hours a day seven days a week with health-related issues.

“We are pleased to offer our personalized health advocacy service to support Highmark members helping them get to the right place at the right time,” said Michael J. Cardillo, President, CEO and cofounder of Health Advocate, Inc.

Highmark understands that our members are often overwhelmed with the healthcare system, and we want to be able to provide them support to get the care they need, said Steven Nelson, senior vice president of health services strategy, product and marketing at Highmark. Our market research showed that 92 percent of members were interested in using a service like this, which said to us loud and clear, we need help.

myCare Navigator will help Highmark members with a variety of healthcare related issues, including finding doctors, and specialists, scheduling doctor appointments, transferring medical records across providers and helping members understand all of their benefits.

We understand that the healthcare system can be very complex, said Cardillo. Allowing Highmark members to have full access to a Personal Care Advocate at any time can have great value because it saves them time and money and allows them to take full advantage of their healthcare benefits, said Cardillo.

Highmark members will have access to their own Personal Care Advocate, typically a registered nurse supported by a team of benefits professionals and medical directors who have extensive experience with the ins and outs of the healthcare system.

About Health Advocate

Health Advocate, Inc., the nations leading independent healthcare advocacy and assistance company, serves 25+ million Americans through more than 8,200 client relationships, including many of the nations largest companies, helping members personally navigate healthcare and insurance-related issues, saving time and money. The company’s award-winning core health advocacy service is centered around our Personal Health Advocates, who assist members with a range of clinical, administrative and insurance-related issues. Additional add-on, complementary solutions include our wellness, EAP+Work/Life and decision support programs. Founded in 2001 and headquartered in suburban Philadelphia, Health Advocate has received a range of awards including, 2011 Workforce Management Magazine Optimas Award as the Worldwide Leader in Service, named as one of the nation’s fastest growing privately-held companies by Inc., and rated one of the Top 20 Best Places to Work by Philadelphia magazine. For more information, visit http://www.HealthAdvocate.com.

About Highmark Inc.

Highmark Inc., based in Pittsburgh, is an independent licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. Highmark serves 4.8 million members in Pennsylvania and West Virginia through the company’s health care benefits business and is one of the largest Blue plans in the nation. Highmark has 19,500 employees across the country. For more than 70 years, Highmark’s commitment to the community has consistently been among the companys highest priorities as it strives to positively impact the communities where we do business. For more information, visit http://www.highmark.com.

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The Gaudreau Group Helps Individuals Maintain Their New Years Resolutions With Massachusetts Health Insurance


Wilbraham, Massachusetts (PRWEB) January 28, 2012

Its a new year and the team at The Gaudreau Group knows that many local residents have vowed to live a healthier lifestyle as part of their New Years resolutions. Whether getting healthier means hitting the gym more often or increasing ones consumption of fruits and vegetables, taking these types of steps can help improve an individuals overall well-being in addition to potentially lowering his or her Massachusetts health insurance premiums. This is because the healthier a person is, the less expensive he or she is to insure.

In order to help people hold true to their New Years resolutions and potentially lower their health care costs, The Gaudreau Group offers the following tips:


People should focus on making their plate colorful when preparing meals. Fruits and vegetables of various colors contain different types of nutrients, so its important to eat produce in all shades. This will help boost the immune system and keep individuals away from the doctors office.
Mix up an old workout routine. Even people who get enough exercise can enhance the health benefits of physical activity by switching up their routine, which will cause their heart rate to climb more and ensure that their muscles are not becoming accustomed to the same old workout. This may contribute to good heart health.
Having regular checkups and preventative treatments can help people avoid more complicated and costly medical issues later in life. Life can be hectic, but its always essential for people to make their personal well-being a priority.

The team at The Gaudreau Group knows that no matter what peoples New Years resolutions may be, chances are that reaching these goals can help improve their overall health and also allow them to obtain the lowest premiums possible on their Massachusetts health insurance. At The Gaudreau Group, the Employee Benefits specialists can help businesses find Group Health Insurance strategies that suit their unique needs. The experts at The Gaudreau Group can offer advice on how to get the most comprehensive and affordable coverage.

About the Gaudreau Group:

The Gaudreau Group, Inc. is a multi-line insurance and financial services agency established in 1921, which combines the traditional service philosophy of an independent agency with the dynamic talents of its marketing and sales teams. As a multi-faceted agency, The Gaudreau Group offers a broad range of insurance and financial products from basic life, home and auto insurance to complex corporate services for individuals and businesses throughout New England.

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Is It Time for Uniform Disclosure Legislation in Health Insurance?

Dana Point, CA (PRWEB) April 10, 2006

Ethics in business is a prevailing issue in todays society. All categories of business contain many ethical and honest companies and personnel, however there is always a segment of those who are either less ethical or simply fail to disclose all the facts of a transaction. The health insurance industry is a business category where lack of disclosure could lead to significant monetary cost for todays consumer.

Aside from the issue of ethics, there is the issue of how information is presented to the public by health insurance carriers. Today, there is no disclosure legislation in place to assure that everyone is presenting features of plans in a uniform manner. In this writers opinion, there are five critical elements to any health insurance plan:

Major medical deductible

Coinsurance percentage

Coinsurance or out of pocket maximum

Doctor visit co-pay

Rx benefits

An example of lack of uniform disclosure is the manner in which the coinsurance maximum is presented to a prospective buyer. This is an important term in that it signifies when a health plan member has paid out the limit of his liability, usually based on a calendar year, thus reaching a point where the insurance carrier pays all remaining covered expenses at 100%. Certain carriers include the deductible amount in the coinsurance maximum, while others do not, thus leading to consumer confusion.

Another example is that a few health carriers sell plans that contain deductibles by incident rather than by calendar year, which means that if an insured member is hospitalized more than once in a calendar year for different issues, he or she has to satisfy the deductible on each occurrence. This feature is hardly ever communicated to the consumer and leads to confusion and consternation when claims are not paid.

Many ethical insurance brokers major frustration with the industry is related to cases in which brokers or carrier representatives misrepresent coverage benefits by omission. If a uniform disclosure act was passed and simply covered the basics, the consumer would be able to make a more intelligent purchasing decision, and those companies and brokers who are only interested in the sale would have to exert much more caution in how they present health plans. Uniform disclosure puts everyone on a more level playing field and actually would greatly assist the many conscientious agents whose primary objective is helping clients obtain the best health insurance coverage for their personal needs and budget.

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How do I become a Life and Health Insurance Broker in Arizona?

Question by Samie: How do I become a Life and Health Insurance Broker in Arizona?
I have found how to become an Agent, but I want to be the Broker. Is there a time requirement as an Agent, like in Real Estate, before I can become a Broker? Or can I study and pass the exams for Insurance Broker without a time constrant. I’m pretty smart and capable, and would like to just go do it, and start building up my own business. I don’t know what the Broker Exam is called. What I have found seems a little abstract. Any help?

Best answer:

Answer by mbrcatz17
There isn’t any difference, from your point of view, in an agent and a broker. The license is the same.

You want a producer’s license.

Good luck finding someone to let you sell their insurance. That’s the hard part.

Know better? Leave your own answer in the comments!

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Has anyone failed the Arizona life and health insurance exam?

Question by : Has anyone failed the Arizona life and health insurance exam?
I just got done taking the Arizona Life and health insurance exam. I felt pretty confident up until I got my results back and was completely appalled. Has anyone had this happen to them and if so, what did you do to overcome it and were you successful the next go around?

Best answer:

Answer by Aaliyah
Taking the arizona life and health insurance exam – magnificent idea

Give your answer to this question below!

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