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PEBB OKs smokers' costlier life insurance
State employees who use tobacco will pay much more for optional life insurance in 2013, according to a change approved by the Public Employees' Benefit Board. The Standard Insurance Co. will offer different rates for smokers and nonsmokers next year, …
Read more on Statesman Journal

PEBB OKs smokers' costlier life insurance
9:00 pm Under new PEBB rules, smokers will pay more for optional life insurance starting in 2013. State employees who use tobacco will pay much more for optional life insurance in 2013, according to a change approved by the Public Employees' Benefit …
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Bharti AXA iProtect—Online term life insurance hits a new price bottom
ICICI Pru Life has one and now Bharti AXA Life has used same product name. The premium is cheapest which means that price war is still hot. It is a good deal for non-smokers, but little expensive for smokers The Insurance Regulatory and Development …
Read more on Moneylife Personal Finance site and magazine

Free Term Life Insurance Rates. Save 40% Or More Guaranteed! There Has Never Been A Better Time To Lock In Low Term Life Insurance Rates…ACT NOW! www.freefastinsurancequotes.info FREE Term Life Insurance Rates…You Will Save 40% Or More! Lock In These Low Rates With No Medical Required Term Life Insurance Rates Quote.

EverSmoke, a company that sells electronic cigarettes, announced today the launch of their new product line of electronic cigarette starter kits, cartridges, and accessories. This new revolutionary line of products propels EverSmoke into a leadership position in the industry. EverSmoke is the only company to offer VaporMax

No one wants to die from cancer. Yet, one of the leading causes of death from cancer, smoking, is well within people’s abilities to stop. “Research is clear, people can take charge of their life and reduce the likelihood that they will suffer from cancer, heart disease, pulmonary disorders or other disorders by merely stopping their habit of smoking,” explains Psychologist Dr. Carol Francis.

Insurance companies which are now proposing to increase the cost of coverage for smokers may motivate more individuals to stop their habit of reaching for their cigarettes thoughout their day. WalMart is one company spearheading this attempt to charge employees who smoke more for their insurance coverage. Whether medical insurance should do this or not is not as relevant as whether individuals can take charge of their health and stop smoking.

Dr. Carol Francis, author of “KISS Away Those Cigarettes” also has offered video assistance which allows people who want to stop smoking to use their ability to be hypnotized to motivate them to quit smoking now.

“Our minds are powerful enough to make us embrace habits that are bad for our health. Our minds are also powerful enough to help us embrace those patterns that will make it easier for our bodies to be healthy and live longer,” explains Dr. Carol Francis.

Are insurance companies providing those tools which will help smokers become free of their physical and emotional addictions? Likely they should. Smokers can not blame insurance companies however.

For over 6 years, smokers all over the world have quit by using Dr. Carol Francis’ videos posted on YouTube. “These videos help some to quit immediately and other’s to begin to stop smoking by gradually reducing their attachment to the physical and emotional reasons to smoke. My goal is to help, freely and easily. We all need to invest in the health of each other without judgement and with practical tools. Perhaps insurance companies charging more for smoking will help smokers reach out for helpful tools, such as my book and videos. I wish the insurance companies would provide such tools, but at least these are available to help smokers be able to change their life and improve their health status.”

Dr. Carol Francis, as a Clinical Psychologist and Hypnotherapist, has been helping individuals harness their powers to live life in a state of health for over 32 years.

DrCarolFrancis.com, BodyMindSculpting.com, YouTube.com/DrCarolFrancis

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Find More Life Insurance For Smokers Press Releases

JM Associates / Burnham + Company (JM/Burnham), a Division of Hub International Northeast (Hub), a leading insurance brokerage firm, announced that effective today, The Hartford will now be the General Liability carrier for its National Elevator Program.

The new offering will provide elevator clients, contractors, inspectors, consultants, distributors and manufacturers, with coverage enhancements for their general liability policies at competitive rates through The Hartford. The JM/Burnham clients will continue to receive superior customer service from their existing account management team, which consists of individuals with decades of experience in serving the elevator industry and extensive claims handling knowledge.

We are excited to announce this new alliance with The Hartford, a well respected carrier known for its long term relationships and quality customer service, said John Tateossian, Vice President, JM/Burnham. We are continuously seeking out the best insurance options available to market for our clients and The Hartfords extensive offerings and outstanding reputation make it an ideal fit for Hub and our customers.

The Hartford is always looking to partner with best-in-class program administrators, and JM/Burnham, whose team has significant expertise in the elevator contractor industry, is an excellent example, said Gary Thompson, executive vice president and chief underwriting officer for The Hartfords Commercial Markets. We are very pleased to finalize this arrangement and look forward to a great partnership in this segment of specialty insurance.

About JM Associates / Burnham + Company

JM Associates / Burnham + Company, a Division of HUB International Northeast, has been creating comprehensive insurance and risk management products and programs for the elevator industry for over 40 years. Their employees have over 150 years of combined experience in arranging elevator insurance. JM Associates / Burnham + Company is a former recipient of the National Association of Elevator Contractors (NAEC) Contractors Choice Award. For more information, please visit http://www.jmburnham.com.

About Hub International

Headquartered in Chicago, IL, Hub International Limited is a leading global insurance brokerage that provides a broad array of property and casualty, life and health, employee benefits, investment and risk management products and services through offices located in the United States, Canada and Brazil. For more information, please visit http://www.hubinternational.com.

About The Hartford

The Hartford Financial Services Group Inc. (NYSE: HIG) is a leading provider of insurance and wealth management services for millions of consumers and businesses worldwide. The Hartford is consistently recognized for its superior service, its sustainability efforts and as one of the world’s most ethical companies. More information on the company and its financial performance is available at http://www.thehartford.com. Join us on Facebook at http://www.facebook.com/TheHartford. Follow us on Twitter at http://www.twitter.com/TheHartford.

Some of the statements in this release may be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ. These important risks and uncertainties include those discussed in our Quarterly Reports on Form 10-Q, our 2010 Annual Report on Form 10-K and the other filings we make with the Securities and Exchange Commission. We assume no obligation to update this release, which speaks as of the date issued.

Contact:

Cara Siegel

Director, Media Relations

Hub International Limited

Phone: 516-677-4992

cara.siegel(at)hubinternational(dot)com

Pamela Rekow

Director, External Communications

The Hartford

Phone: 860-547-8990

Pamela.rekow(at)thehartford(dot)com

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Find More Life Insurance Rates Press Releases

Life insurance in a Petri dish?
Parents preserve stem cell for their children for various reasons, but the main purpose is to store it in case it is needed in the future. “We describe it as a form of health insurance – the accepted statistic of any child needing stem cell in their …
Read more on Irish Times

Financial Focus: Here's How to Insure a Great Valentine's Day
But if your valentine also happens to be your spouse, you also might want to show your love in another way — by maintaining adequate insurance. Sufficient life insurance can help your family pay off the mortgage and educate your children, …
Read more on The Voice of Mini Cassia (blog)

www.bestburialinsurancepolicies.com Burial insurance for seniors can be surprisingly affordable. You can even get burial insurance for seniors with no medical exam. Many seniors want to have burial insurance to cover expenses for their loved ones once they’re gone.

Life Insurance for Seniors – Pension Maximization is a strategy that Darin Wright covers for you to consider for your retirement portfolio diversification
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