Arizona Life Insurance

Life Auto Health Home Motorcycle Insurance in Arizona





Compare Insurance Rates

Your Zip Code:
Are you Currently Insured?

Yes No
Save on insurance!
Your information is secure!

Archive for category smokers life insurance arizona

Cheap Smoker Life Insurance Tucson, Arizona

Nov 5

Posted by admin in smokers life insurance arizona | Comments off

I smoke a lot. I am wondering if it is possible for me to get cheap smoker life insurance?

Frank

Tucson, AZ

 

Frank,

Medical studies show that smoking may cause cancer and various illnesses that is why smokers generally pay higher life insurance premium than those who do not smoke. The best way to get cheap life insurance premium is to stop smoking and if you successfully done so, you can inform your life insurance agent. No doubt you will get cheaper life insurance premium and will make your healthy at the same time.

If you want to get cheaper smoker life insurance premium, you can take advantage of any life insurance discount that is available to you. You may be able to get a multi-policy discount from your life insurance company if you obtain your smoker life insurance policy and other insurances from the same insurance carrier. There are other life insurance discounts so it is best to check with your life insurance agent.

The best thing to do is to shop around for various insurance carriers if you want to get cheap smoker life insurance. You will get higher chance of obtaining cheap smoker life insurance if you compare life insurance rates from different life insurance company.

Tags: , , , , , , , , , , , , , , , , , , ,

Smokers Term Life Insurance Sedona Arizona

Sep 20

Posted by admin in smokers life insurance arizona | Comments off


I smoke will that effect my Life Insurance Rates?

Fred, 

Sedona, AZ.

 

Fred, 

Smokers should be prepared to pay more than their healthier cousins. In fact smoking is such an unhealthy habit that smokers should be aware that they may be rejected by some insurance companies entirely. Smoking has been a chief concern for many years, with educative and persuasive techniques employed to encourage the public to quit. It is now equally important for obesity, another lifestyle choice, to be tackled in such a high profile manner. If the rising levels of obesity are not brought under control the public will be the ones paying therising costs.

 Great Question.

Tags: , , , , , , , , , , , , , , , , , , ,

Smoking Affecting Rates.

Jun 17

Posted by admin in smokers life insurance arizona | Comments off

Typically an occasional celebratory cigar user 1-2 per month can still qualify for preferred rates. Tobacco usage has always been a risk factor in the underwriting of life insurance. However, based on current information, the true occasional cigar smoker has shown little if any true excess mortality.

Tags: , , , , , , , , , ,

Smokers Life Insurance

Jun 17

Posted by admin in Cheap Life Insurance in Arizona, smokers life insurance arizona | Comments off

One interesting fact is that some Insurance carriers distinguish between cigarette smokers and those who use tobacco products such as pipes, cigars, chewing tobacco, nicorette gum and nicorette patches as many of these users can still qualify for non tobacco rates with a few select carriers if otherwise medically qualified.